1e pension Attractive solution for high earners

Our 1e pensionsolution insures salary components above one and a half times the upper BVG salary limit. It is aimed at employees or self-employed persons earning from CHF 132,300 to 882,000 per year. Unlike Pillar 2, our 1e pension solution allows you to choose between different investment and risk strategies.

Why go for a 1e pension instead of Pillar 2 The biggest benefits at a

LGT is a family-run private bank and manages the assets of families such as the Princely Family of Liechtenstein and foundations. We think, act and invest for the long term because success takes a lot of time and discipline. This is also how we invest the pension assets in our 1e-pensionsolution.

Unlike Pillar 2, 1e policyholders can choose between several investment and risk strategies.

1e policyholders can adapt their decision and change their investment or risk strategy at any time.

Our 1e pension solution is an attractive investment alternative for policyholders, especially in times of low interest rates.

The right investment strategy for your 1e pensionassets

You can choose between three investment strategies. The choice depends on how much money you want to invest and how actively you want to look after your 1e pension assets.

Portfolio management mandate

Fund mandate

Alpha Indexing Fund

The actively managed and broadly diversified Alpha Indexing Fund invests globally in equities, alternative investments, money market paper, real estate and bonds. At least 70% of the fund assets, which are managed in accordance with BVV2 investment guidelines, are invested in Swiss francs. The proportion of equities varies between 10% and 50% and the proportion of bonds between 30% and 60%. This pension plan is available with no minimum investment.